Resources & Insights

More than management. Your trusted community resource.

Three decades of HOA, rental, and investment-management practice — written down. Practical articles and guides from the people who actually manage the communities. Free to read, no gate.

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Articles & Guides

The HOA Board Playbook
battle-tested across 450+ Mid-Atlantic communities.

Practical guides for HOA and condo boards — written by Tidewater’s PCAM-credentialed managers from what we’ve actually seen on agendas, not theory. Reserve studies, switching management, Maryland HOA law, and the operational systems that work in practice.

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The Library

Written by managers, not marketing.

A few highlights from the library — practical articles and guides from Tidewater’s managers, free to read, no gate. Downloadable checklists and templates are on the way.

article 10 min read

HOA special assessments: why they happen (and how to avoid surprises).

A special assessment is almost always a planning gap that opened years earlier. Here is what triggers an HOA special assessment, what Maryland’s 15% rule and reserve funding law actually require, and the habits that prevent the next one.

HOA
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article 10 min read

HOA & condo insurance: what your board must carry (and common gaps).

Most boards learn how HOA insurance works during a claim, the worst time to find out. What your association must carry, how master policies split responsibility with owners, what Maryland law requires now and in 2027, and the gaps that cause uncovered losses.

HOA
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article 11 min read

HOA reserve study guide: what it is (and when you need one).

An HOA reserve study turns “are our reserves okay?” into a number. What the study covers, how percent funded works, what reserves can and cannot pay for, and what Maryland now requires — the five-year ramp and the borrowing rule included.

HOA
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article 8 min read

What are HOA fees? What they cover, why they change, and what happens if you don’t pay.

An HOA fee covers insurance, upkeep, and the reserves that pay for future repairs — but who decides the amount, and why does it keep going up? A plain-English guide to what HOA fees fund and how boards set them.

HOA
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article 7 min read

HOA board member responsibilities & fiduciary duty, explained.

Newly elected board members are handed legal accountability for a multi-million-dollar community with no manual. This guide explains HOA board responsibilities in plain terms: the fiduciary duties that attach to every seat, what each officer position involves, and where the board's job ends and delegation begins.

HOA
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article 9 min read

How to manage a rental property: a practical guide for landlords.

Managing a rental property goes well beyond collecting rent. This practical guide covers tenant screening, maintenance, Maryland landlord-tenant law, financial tracking, and how to know when professional management is a better return on your time.

Rental
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The Board Brief

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Budget season, inspection windows, regulatory changes you should know about. Written by Tidewater’s managers — not by an agency. Skip a month? You won’t hear about it.

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